Free for storefronts · any processor
See what you really pay
to take cards.
Card processing statements are built to be hard to read. I read yours line by line and tell you, in plain English, whether your rate is fair.
Free · photos are fine · I sell no processing
Sample report
What you get back
This is a real report from the check, run on 3 months of sample statements for a deli. It found about $5,500 a year above a fair price, $899 of it in two printed fees, and wrote the letter to send the processor.
The full report adds every statement line, what each fee is, and where it was printed. Sample data, not a real business.
Open the full sample (PDF, 6 pages) (opens in a new tab)
(opens in a new tab)What the report shows
What processing really costs
Your effective rate, split into what the card networks charge and what your processor adds on top.
Fees to question
Named fees printed on your statement, with the exact dollars. Facts from the page, not estimates.
Fair or not, and what to do
Whether your rate is fair for your volume. If it isn't, a ready letter to send your processor.
How it works
- 01
Send your statements
1 to 3 recent months, one location, every page. PDFs or phone photos are fine.
- 02
I check every fee line
The fees have to add up to the statement's own totals. If they don't, I tell you what's missing instead of guessing.
- 03
You get a short report
Every number points to the page and line it came from. It's free, and you keep it either way.
Free, no call needed
Get your free card fee check
Fill this in and I'll email you right away. Reply to that email with your recent statements, and I'll send your report.
I don't sell card processing and I'm paid nothing if you switch. You can black out account and card numbers; the check doesn't need them. Only I see your statements.